The state of Idaho is a beautiful state with plenty of activities for seniors and people of any age. It is also well known for its beauty, diversity, and beautiful scenic views - mountains, lakes, and rivers are all found throughout the state of Idaho. The United States Forest Service owns 38% of the land in Idaho, so there is, and will continue to be, land that will be preserved. But, even with all the activities that are available to seniors living in Idaho, is Idaho a good option for a senior looking to retire?
247 assisted living facilities in Idaho
It costs about $3,200 per month, (almost $50,000 a year) for an assisted living facility in Idaho, although the costs can get higher depending on the services required. Costs may also increase for residents with dementia and Alzheimer's Disease. This is because Idaho seniors living with dementia often require special facilities, specially trained staff, and a higher staff to resident ratio.
The cost of Assisted Living in Idaho is right around the national average of $3,293 per month, which is to be expected, as Idaho is a state with a higher cost of living around the national average (except in certain locations which cater to the very wealthy.) Assisted living costs in Idaho are still much lower than the cost of a nursing home, where semi-private rooms cost about $83,600 per year and a private room is around $89,000 per year.
The average cost for Adult Day Health Care in Idaho is $2,100 per month, which averages around $17,500 per year (based on five days a week for 52 weeks). A Home Health Aide costs, on average $3,800 a month, a little over $45,700 per year, which is about $8,000 higher than care in an Assisted Living Facility would be.
Hiring a full-time housekeeper in Idaho will cost you about $45,000 per year. It is estimated that by the year 2030, Assisted Living in Idaho will cost almost $58,100 per year – an increase of almost $20,000.
City to city assisted living costs in Idaho vary quite a bit, and are as follows:
Medicaid is the only program that will help pay for assisted living services in Idaho, through waiver programs, and you must first qualify for Medicaid in Idaho. Waiver programs are NOT available in every state, however they are in available in Idaho, provided you meet the eligibility criteria.
Idaho does accept waivers for Assisted Living care. For more information on these programs you should contact the Idaho Medicaid office. These waivers include:
Idaho has many programs to help older seniors who need assistance, including:
Classes that are provided include:
Idaho is an inexpensive state, both to live in and to retire; however, there are areas where the cost of living is above the national average. It also has some of the most beautiful views, lakes, rivers, and natural areas than anywhere else. However, you should do your research and maybe plan a trip, before making your move:
Here are some things to consider for senior living in Idaho:
Some of the popular things to do in Idaho are:
Cons of senior living in Idaho:
Pros of senior living in Idaho:
The state of Idaho has wide varieties in climate, partially due the varied altitude, and due to the maritime influence, that can affect the state – even though it is over 300 miles from the Pacific Ocean. The maritime influence makes for winters where clouds cover the sky and humidity and precipitation are at the maximum, but the temperature are mild compared to other northern states with high elevations like you find in Idaho. The eastern part of Idaho has precipitation patterns that are almost the opposite of the west – wetter summers, drier winters, and the seasonal temperature differences are much more extreme.
The weather can be get hot in Idaho for many seniors, although extended periods over 98° F are rare, except in the lowest part of the state, Lewiston. Lewiston, Idaho receives very little snow but the hot summer has low humidity and cooler evenings during the summer months.
The state of Idaho is the 14th largest state in America with 83,800 square miles, and the 39th most populous. It is the 44th most densely populated state with an estimated 20 people living in every square mile. Yet it is the 13th most densely populated with 214 people living in every square mile. The highest location is Borah Peak at 12,662 feet, and the lowest is the city of Lewiston, where the Snake and Clearwater River intersect.
The largest metropolitan areas in Idaho are:
The latest Census estimated that the population of Idaho was 1.65 million people, which is a 5.57% increase from the previous census. Idaho’s population was approximately: 90% White American; 0.6% Black or African-American; 1.4% American Indian and Alaska Native; and 1.2% Asian American. 11.2% of the population was of Hispanic or Latino descent (of any race) and as of 2011, 27.2% of children under the age of had at least one parent who was not non-Hispanic White.
The top three religious majorities are: The Church of Jesus Christ of Latter-day Saints (23%); Evangelical Protestant (22%); and Roman Catholic (18%). 18% of Idahoans identified themselves as unaffiliated, 0.5% didn’t know or refused to answer, and 0.5% identified as “Otherworld.” The largest religious denominations by adherents were: The Church of Jesus Christ of Latter-day Saints with over 400,000; The Roman Catholic Church with almost 125,000; the non-denominational Evangelical Protestant with around 62,500; and the Assemblies of God with around 22,000.
Idaho senior population has changed quite a bit since some years ago. Three age cohorts have more than doubled: those 19 and younger, those 20-39, and seniors age 65 and older. Those of middle age (between 40-64) have decreased; however, they still account for the largest segment of Idaho’s population. In Twin Falls County, the number of seniors who are 65 and older has increased from 10,728 in 2010 to 11,952 as of a few years ago. Seniors 64 and older make up 14.3% of the state’s population.
More seniors are going hungry in Idaho. There are 15 senior centers in the eight-county area surrounding Twin Falls that offer meals for seniors, including home-delivered meals. Although there has only been a 3% increase in meals served, there has been an 18% increase of home-delivered meals since 5+ years ago. Idahoans between 20-39, considered the workforce of the future, have experienced the second largest increase and are therefore filling in for the declining number of people between the ages of 40-64. As the baby boomers turn 65, at an average of between 8,000 and 11,000 per day, it is expected that senior wages will decrease as younger and more inexperienced workers take their place in the workforce.
English is the number one language spoken, with Spanish following. There are some Native American languages spoken in Idaho, yet their number are small. The Coeur d-Alene tribe has a total population of 2,000 but only 5 speakers of the language; The Northern Palute Tribe has an estimated 5,000 people with only 700 speaking the native language; Shoshone has about 12,000 members with only 2,000 speaking the native language; the Nez Pierce has 3,000 members with only 100 members speaking the language; and the Kootenai has 2,000 members with only 100 people who currently speak the language.
Idaho has state personal income tax that ranges between 1.5% and 7.8% in eight different income brackets – the 36th highest in the nation. Idaho residents may apply for state tax credits that have been paid to other states, as well as donations for Idaho state educational entities and some nonprofit youth and rehabilitation facilities. The state sales tax is 6% and applies to the sale, rental or lease of tangible personal property as well as some services. Food is taxed, yet prescription medication is not. Furthermore, hotel, motel, and campgrounds are taxed at a rate of 7.1%-11% and some areas impose a additional tax, making it the 26th highest in the nation. However, Idaho also has the 16th lowest cost of living for seniors in the nation. Real estate prices in Idaho are about average, although they vary depending on where you live. The Marginal Income Tax Rates range from 1.6% to 7.4% although that applies only for couples who make over $21,780 annually.
Personal property taxes in Idaho are the 37th highest in the nation.
There are no estate taxes in Idaho.
Idaho is considered to be a moderately tax-friendly state for seniors because: a) private and public pension income is fully taxed; b) withdrawals from senior retirement accounts are fully taxed; c) Social Security income is not taxed; d) marginal Idaho tax rate is 7.4%.
The purchasing power in Idaho is lower than the average in the United States. For example, what would cost you $107.07 in Idaho is what you would expect to spend $100 on in another state. The cost of living is lower in Idaho than it is in other states in every category. On a scale of 100 being the average, Idaho ranks overall at 95.0 and is lower in every area, even housing, which is ranked at 94.
SeniorGuidance.org provides comprehensive resources on various senior living options, including: assisted living facilities, senior living communities, nursing homes, independent living communities, continuing care retirement communities (CCRC) and all other long term senior care options, including memory care such as Alzheimer's or Dementia.
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