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Kentucky dementia care homes exist in a variety of different settings and options. In a state with well over 4 million residents, the selection is decent and the quality of life fairly high as many want to retire or live in a specialized form of treatment in the “Bluegrass State”. What can you expect to find in terms of services and amenities in a Kentucky memory care home? What are the average costs? Get all the details below:

Memory Care in Kentucky - Cheapest & Most Expensive Places

Kentucky is modestly priced in relation to the national averages for memory care in the United States. It is not quite in the Top 10 for most affordable dementia care states, but very close. Ultimately, Kentucky ranks a little higher than many other states in the south for memory care, but is still much cheaper than many other regions of the U.S.

The Top 5 Most Affordable Cities for Memory Care in Kentucky based on Monthly Average Pricing:

  1. Danville, KY - $4,090
  2. Paducah, KY - $4,120
  3. Frankfort, KY - $4,350
  4. Bardstown, KY - $4,370
  5. Bowling Green, KY - $4,385

The Top 5 Most Expensive Cities for Dementia Care in Kentucky:

  1. Edgewood, KY - $4,815
  2. Crestview Hills, KY - $4,810         
  3. Mount Washington, KY - $4,755
  4. Florence, KY - $4,730         
  5. Louisville, KY - $4,700

The Top 5 Most Affordable Counties in Kentucky for Memory Care based on Monthly Average Median:

  1. Boyle County - $4,090
  2. McCracken County - $4,115
  3. Franklin County - $4,345
  4. Nelson County - $4,365         
  5. Warren County - $4,400

The Top 5 Most Expensive Counties in Kentucky for Alzheimer’s Care:

  1. Kenton County - $4,825
  2. Bullitt County - $4,755
  3. Boone County - $4,730
  4. Jefferson County - $4,705         
  5. Woodford County - $4,665

Kentucky Dementia & Alzheimer’s Care - Services

Kentucky Alzheimer’s care facilities have a number of different well-received amenities but among the best is the excellent food. The south is known for cooking extremely tasty, generous meals and you can expect to find much of the same with dementia care homes in this state, though with a slightly higher emphasis on nutritional value than other age groups.

These facilities understand that food is a big part of any healthy lifestyle, and food has been scientifically proven to even help with cognitive disabilities. Expect for a loved one to receive at least three well-balanced meals per day in addition to potential snack times and celebrations for special events like a birthday or holiday. Private seating rooms are also generally featured for family members to join a resident for a more exclusive and secluded meal.

The top-rated facilities for Alzheimer’s care in Kentucky are also beautifully furnished. Along with comfortable beds and oversized bathrooms, the private rooms can potentially accommodate some small furniture from the last home as well as special possessions that the resident wants hanged or displaying on a dresser or desk. Staff is also there to check-up on the resident in a reasonable time period, observing privacy while also being able to assist with various functions like hygiene assistance and getting ready for the day.

Kentucky Memory Care Regulations

In Kentucky, there are different regulations that apply to facilities offering varying levels of care to residents. Memory care falls under the category of assisted living communities, as opposed to personal care homes which are similar facilities that cater more to residents without as high a level of care needed.

As assisted living communities, memory care facilities in Kentucky are subject to the following regulations, among others.


All assisted living communities in Kentucky, including memory care facilities, must be certified by the Department for Aging and Independent Living. Inspection is done when a facility is applying for certification, then every 2 years when a facility is being recertified. Unannounced inspections are part of the process for both initial certification and recertification.

If a complaint is lodged against an assisted living community, additional actions may be taken between normal inspections to investigate the claims.

General Regulations

Assisted living communities in Kentucky are required to make public disclosures about their facilities, activities, costs, and care. These disclosures must include:

  • Administrative regulations followed by the facility
  • Special programs available (including memory care)
  • Staffing policies
  • Training requirements for staff to manage specific care needs

Disclosures must be provided upon request.

Once an individual is entering into a facility, they will sign a resident agreement with the facility. This has to include a number of details specific to the resident, including:

  • Lease agreements for their stay
  • General services provided at the facility
  • Fee structure for care and activities
  • Specific care provided to the resident and the cost of that care
  • Payment policies, including the refund policy
  • Admission and retention criteria for residents
  • Terms of stay in the facility
  • Rules of conduct for both the resident and all parties at the facility
  • Complaint policies and processes
  • Rights of the residents

An assisted living community must provide a minimum level of service to all residents, including daily living assistance, personal care, basic medical care, and similar quality of life services. These facilities cannot provide administration of medications, but they can supervise the self-administration of medication by a resident. All services that a resident will receive should be detailed in their personal service plan, which is written together with the facility and the resident or their representative.

Service plans include:

  • Assessment of the needs of the resident
  • Services that will be provided to the resident to meet those needs

If third parties will be involved in a resident’s care, details of the arrangement should be included in the service plan. Assisted living communities do not need to offer all services themselves, but should assist in arranging care from an outside provider when it’s needed and appropriate for the resident.

Facility Regulations

Residents in assisted living communities may be provided with either an independent apartment or a unit in a larger living facility. Regardless of the specifics of the living space, every unit must have lockable doors and operable windows to the outside. There should be at least an unfurnished room, a private bathroom with a toilet and sink, and a telephone jack in the unit.

Where there are more than 20 residents in a community, every room needs to have an individual thermostat for each resident inside their unit.

Rooms built or under construction before July 2000 do not need to provide private bathtubs or showers for residents, but must provide at least 1 shower or bathtub for every 5 residents in the facility. Units constructed after this date must have a private bathtub or shower in every unit.

Residents cannot be forced to share a room with another resident. Rooms must either be single occupancy, or double occupancy for married couples. If two residents of the same sex mutually consent to share a room, they can also stay in a dual occupancy room.

Staffing Regulations

There are no minimum ratios for staff on duty at any one time in an assisted living community. However, there is a requirement that the on-site staff should always be sufficient to provide the care agreed with each resident, including having qualified staff on-site to provide specialized care where it’s been agreed with residents. There must always be at least one staff member who is awake and on duty at all times overnight.

In addition, all assisted living communities are required to designate a manager for their facility.

Staff in these facilities must be trained in accordance with their role in the facility. All staff will receive orientation within 90 days of being hired. While employed, all staff will also receive ongoing education relating to care, emergency procedures, adult abuse, and more.

Memory care facilities will always provide annual training on caring for those with memory impairments, including Alzheimer’s and dementia as well as other memory conditions. This training must have a written program that can be provided upon request during inspections. The written description must include the content of the staff training on memory care, annual training requirements for staff, training schedules, and details about which staff members are required to undergo annual training.

Kentucky Medicaid Memory Care Programs

Kentucky’s Medicaid program does not provide coverage for assisted living communities. However, there is a waiver program that can be used to cover costs of some auxiliary services provided as part of memory care within an assisted living community.

The Home and Community-Based Waiver in Kentucky can be applied toward some of the care received at home or in a memory care unit, including medical care, personal care, and some assistive technology. This waiver will not be applied towards room and board at an assisted living community.

To access this waiver, residents must be eligible for Medicaid in Kentucky, even if they are not already enrolled.

Eligibility for Medicaid in Kentucky

Medicaid is a state and federal program. To be eligible for relief in the state, applicants must be:

  • At least 65 years of age
  • Legal residents or citizens in the US
  • Residents of the state of Kentucky
  • In need of nursing home level care

In addition to these requirements, applicants will have to fit into income requirements for the program. The income requirements this year are as follows:

  • Individuals must earn no more than $2,742 per month with countable assets not exceeding $2,000
  • Married couples applying together must both meet individual income standards on their own, with countable assets not exceeding a combined total of $4,000
  • Married applicants applying alone must meet the same individual income standards and must not have countable assets exceeding $2,000. However, their non-applicant spouse may have assets of up to $148,620

Some individuals who meet all other criteria may be able to receive Medicaid waiver assistance even if they do not meet income requirements, but this is not guaranteed for anyone.

Admissions Requirements for Memory Care in Kentucky

Not all individuals are eligible for admission into memory care in Kentucky. Assisted living communities may not admit or retain residents who:

  • Are completely immobile
  • Pose a danger to themselves or others

If these factors are due to a temporary illness, residents may still be eligible for admission or retention in a facility. However, if they are permanent or long-term results of a resident’s condition or medical state, they are ineligible for admission or retention in assisted living.

Are Memory Care Facilities in Kentucky Safe for Your Loved One?

Memory care is a type of assisted living, but it goes above and beyond to provide an environment that’s safe and comfortable for your loved one. In Kentucky, all staff are required to be trained specifically on care for memory impaired individuals, making all staff better prepared to handle the unique needs of your loved one.

Community spaces in a memory care unit are safe and supervised. These spaces generally have controlled exits that will prevent residents from wandering out of the facility. Because exposure to the outdoors is important for health, memory care residents will generally have a secure outdoor space they can freely access.

Even private spaces in a memory care unit are built with both safety and autonomy in mind. In Kentucky, private units in an assisted living community are required to be outfitted with provisions to allow appropriate emergency response.

Safety is a big priority in assisted living. You want your loved one to be in an environment where they are safe and well cared for. Make sure you ask any facility you’re considering about their emergency procedures, daily care routines, staff training for memory care, and specific activities they do to monitor resident health and safety. This is the best way to ensure your loved one will be staying in a community where they’re going to be safe to live as they please.

Common Questions About Memory Care in Kentucky

1. What is memory care?

Memory care is a specialized type of senior living that provides assistance and support for individuals with memory issues, often stemming from conditions like Alzheimer's or dementia. It offers personalized care, structured routines, and a secure environment to ensure the safety and well-being of residents.

2. How do I know if my loved one needs memory care?

If your loved one is experiencing memory loss, confusion, difficulty with daily tasks, or safety concerns, it might be time to consider memory care. Consulting with medical professionals can help assess their needs and determine the appropriate level of care required, especially in cities like Louisville or Lexington.

3. What services are offered in Kentucky memory care facilities?

Memory care facilities in Kentucky offer a range of services tailored to the needs of individuals with memory challenges. These services often include assistance with daily activities, medication management, 24/7 supervision, cognitive therapies, and engaging activities. Locations like Bowling Green and Owensboro have facilities with diverse offerings to support residents' well-being.

4. Are memory care facilities in Kentucky licensed and regulated?

Yes, memory care facilities in Kentucky are typically licensed and regulated by the Kentucky Cabinet for Health and Family Services. This ensures that these facilities adhere to specific standards of care, safety, and quality. Families seeking memory care for their loved ones should inquire about a facility's licensing and accreditation, especially in areas like Lexington and Bowling Green.

5. What's the difference between assisted living and memory care?

While both assisted living and memory care provide support for seniors, memory care is specifically designed for individuals with memory-related conditions. Memory care facilities offer specialized services such as structured routines, memory-enhancing activities, and trained staff to cater to residents' unique needs. In contrast, assisted living focuses on helping seniors with daily tasks without the same level of specialized memory support.

6. Can I visit my loved one in a Kentucky memory care facility?

Yes, most Kentucky memory care facilities encourage and facilitate visits from family members and loved ones. However, due to specific safety protocols and the well-being of residents, it's advisable to check with the facility in advance regarding visiting hours and any guidelines they may have in place. Ensuring a positive and enriching visiting experience is a priority for memory care facilities across cities like Louisville, Lexington, and Bowling Green.

7. What amenities are typically offered in Kentucky memory care communities?

Kentucky memory care communities often provide amenities that cater to residents' needs and well-being. These may include secure outdoor spaces, communal areas for socialization, nutritious meal services, fitness programs, and on-site medical assistance. Amenities can vary between cities such as Bowling Green, Owensboro, and Covington, so it's advisable to inquire about specific offerings when exploring memory care options.

8. How can I find the right memory care facility in Kentucky?

Finding the right memory care facility in Kentucky involves thorough research and consideration of various factors. Start by assessing your loved one's needs, preferences, and budget. Research facilities in different cities such as Louisville, Lexington, and Bowling Green. Visit potential options, ask questions about staff training, care plans, and activities. Additionally, read reviews and seek recommendations from medical professionals or support groups specializing in memory care.

9. Are memory care facilities equipped to handle medical needs?

Yes, memory care facilities in Kentucky are equipped to handle a range of medical needs. Many have trained staff members who can assist with medication management, regular health checkups, and coordination with healthcare providers. Facilities in cities like Lexington and Owensboro often collaborate with medical professionals to ensure residents receive appropriate care and attention for their specific health requirements.

10. Can residents personalize their living spaces in Kentucky memory care facilities?

Yes, many Kentucky memory care facilities allow residents to personalize their living spaces to create a sense of familiarity and comfort. While safety considerations are paramount, residents often have the flexibility to bring personal belongings, photos, and cherished items that can enhance their living environment. Facilities in cities like Bowling Green and Covington aim to create a homely atmosphere that supports residents' emotional well-being.

11. How do memory care facilities in Kentucky handle wandering behavior?

Wandering behavior is common among individuals with memory issues. Kentucky memory care facilities implement strategies to manage wandering while ensuring residents' safety. These strategies may include secure outdoor areas, motion sensors, and staff trained to redirect and engage residents. In cities like Louisville and Lexington, memory care staff are often trained to address wandering behavior with empathy and proactive measures.

12. Is financial assistance available for memory care in Kentucky?

Yes, financial assistance options are available for individuals seeking memory care in Kentucky. Programs such as Medicaid and veteran's benefits may provide support to eligible seniors. Additionally, some memory care facilities offer financial aid or payment plans to make care more accessible. Families in cities like Owensboro and Covington can inquire about these options and explore eligibility criteria for financial assistance.

13. How can I help my loved one transition to a memory care facility?

Transitioning to a memory care facility can be challenging. Kentucky memory care facilities often have experienced staff who assist with this process. To help your loved one transition, visit the facility together before the move, bring familiar items, maintain a routine, and stay connected through regular visits or virtual communication. Supporting the emotional well-being of your loved one during the transition is essential in cities like Bowling Green and Lexington.

14. What training do staff members receive in Kentucky memory care facilities?

Staff members in Kentucky memory care facilities receive specialized training to effectively care for residents with memory challenges. This training covers topics such as dementia care techniques, communication strategies, behavior management, and empathy. Facilities often prioritize ongoing training to ensure staff members are equipped to provide high-quality care. Cities like Owensboro and Covington have facilities that invest in staff training for the benefit of residents.

15. What social and recreational activities are available in Kentucky memory care facilities?

Kentucky memory care facilities offer a variety of social and recreational activities to engage residents. These activities may include arts and crafts, music therapy, reminiscence programs, gardening, and exercise classes tailored to residents' abilities. Facilities in cities like Lexington and Bowling Green aim to create a stimulating and enriching environment that promotes social interaction and enhances residents' quality of life.

16. How do memory care facilities ensure the safety of residents?

Safety is a top priority in Kentucky memory care facilities. These facilities implement measures such as secure entry systems, monitoring technology, trained staff for emergencies, and resident supervision. Additionally, layouts are designed to minimize wandering risks. Ensuring a safe environment is essential in cities like Louisville and Owensboro to prevent accidents and provide peace of mind to residents and their families.

17. Can residents continue their medical treatments in Kentucky memory care facilities?

Yes, residents in Kentucky memory care facilities can often continue their medical treatments as prescribed by their healthcare providers. Trained staff can administer medications, coordinate with doctors, and ensure that residents receive appropriate medical attention. Facilities in cities like Lexington and Bowling Green collaborate with medical professionals to maintain residents' health and well-being.

18. How can families stay involved in their loved one's care in Kentucky memory care?

Kentucky memory care facilities encourage family involvement in residents' care. Families can attend care planning meetings, provide insights into their loved one's preferences, and participate in facility events. Regular communication with staff helps families stay informed about their loved one's well-being. Being involved in care decisions is valued in cities like Louisville and Owensboro to ensure a collaborative approach to residents' needs.

19. Are there memory care facilities that offer specialized care for specific forms of dementia?

Yes, some memory care facilities in Kentucky specialize in providing care for specific forms of dementia, such as Alzheimer's disease or Parkinson's disease. These facilities tailor their services and programs to address the unique needs and challenges associated with these conditions. Families seeking specialized care for their loved ones can inquire about such facilities, especially in cities like Lexington and Bowling Green.

20. How much does memory care cost in Kentucky?

Memory care costs in Kentucky can vary depending on factors like location, amenities, and level of care needed. On average, memory care facilities in cities such as Bowling Green or Owensboro may range from $4,000 to $7,000 per month. It's advisable to research and compare costs at different facilities to find one that fits your budget and preferences. provides comprehensive resources on various senior living options, including: assisted living facilities, senior living communities, nursing homes, independent living communities, continuing care retirement communities (CCRC) and all other long term senior care options, including memory care such as Alzheimer's or Dementia.

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