Senior Guidance

Senior Living in Florida

Need help? (888) 595-9101

For a long time now, Florida has been considered the ultimate destination for retirees seeking to relocate to independent living communities with a warm climate in the later years of their life. In fact, California is probably the only other state in the nation that can even compare to the attraction of Florida for seniors, and even then, it lacks the lower cost of living Florida has to offer.

Florida is the third most populous state in America and the eighth most densely populated. Consequently, you would expect that land is at a premium, yet for all the demand the state of Florida still has reasonably priced and affordable senior apartments for rent. It is impossible to beat its value!

The state of Florida has plenty to offer to 55+ adults - from warm temperatures year-round, lots of sunshine, yet not so overbearing that you are immediately rushing for cover, cultural diversity, excellent seafood and dishes with Latino, African, Cuban and European influences along with ample recreational opportunities.

Florida is a haven for retirees who are golfers. Tennis and other senior activities are also popular along with waterfront sightseeing and tanning. Everglades National Park and other popular state parks are in Florida along with several other tourist attractions. As a result, you can expect many extended family members and friends to want to visit from out of state.

What can you expect to pay for Florida senior apartments and housing for rent?

Florida State is often the first location that comes to mind when the topic of retirement is raised. While it may seem cliché, the state has earned its reputation honestly. There are hundreds of tourist destinations and is home to one of the most famous beaches on the planet- Miami Beach. For healthy, active adults the Florida nightlife has a lot to offer. Those looking for a more sedate retirement can visit the Everglades, Apalachicola National Forest, or even Sanibel Island among other natural attractions. Of course, there is no way to mention Florida without mentioning the happiest place on earth. Seniors looking for senior living communities in the state will find a wealth of options, many of which are just a few minutes' drive from Disneyland. Like many other things, independent living communities come in all shapes and sizes, especially in Florida since the state is world renown for being a paradise for retirees and the elderly.

Monthly senior rentals are actually surprisingly affordable in Florida given the demand of the area, especially compared to California. Senior housing in Florida goes as cheap as $1,100 per month and can peak at $4,700 per month. The state average for Florida senior living facilities is about $2,500, which is quite affordable even for seniors on a fixed income.

Jacksonville (the most populated municipality in Florida) and Miami are the most desirable when it comes to senior apartments and tend to run far higher in terms of monthly rent. Tallahassee is another popular destination for senior housing due to its size and selection of senior living complexes.

The Key West, Coral Gables, Marco Island, Palmetto Bay and Miami Shores are very expensive when it comes to senior living facilities, as more than 50 of the world’s billionaires have residences in South Florida. You will definitely live in luxury here, but pay a pretty penny.

Features of Florida Senior Apartments for Rent:

You couldn’t get more perfect weather than what is offered in Florida, especially South Florida. Activities and recreational opportunities in independent living communities are generally geared more towards retirees, so expect to find a golf course and tennis complex within walking or short driving distance from just about every senior living complex in Florida.

Some senior living communities in Florida even have tennis courts and even a golf course on facility grounds, along with outdoor pools and spas to cool down and relax. If that is not enough, the Atlantic coast is nearby with world-famous beaches along with community events catered for seniors. Many Florida senior housing complexes are also pet-friendly with excellent service and security!

Types of Senior Living Communities in Florida

As an active senior, the thought of moving into an assisted living facility is probably not on your mind. Thankfully, there are plenty of senior living options to choose from for active adults. The senior living communities in Florida appeal to a diverse range of needs and tastes to ensure seniors from every group can make the most of their golden years. Senior living communities that are age-restrictive for residents 55+ and 62+ are an option. There are even communities that focus on offering an active lifestyle for seniors post-retirement. Many seniors worry about losing the ability to care for themselves as they age, and for this segment, continuing care communities in Florida are a good option.

Independent Living Communities in Florida

Older adults have earned the right to live out the rest of their lives in peace and comfort. Independent living communities in Florida are a great option to meet this need. These communities are created for older adults who are set to retire, and those who have already retired. The neighborhoods are typically age-restricted, ensuring that all residents will be at the same general place in life. This helps to foster community while also supporting the need for active seniors to remain independent. There are social calendars, easy access to housekeeping, and even moderate shopping and dining options available within most communities.

Age-Restricted Retirement Communities in Florida

Active adults of a certain age may choose to reside in Age-restricted communities. These are residential areas that are limited to older adults 55 and up, or 62 and up depending on the neighborhood. Couples that have at least one member that has reached the minimum age may reside within the community. Though age-restricted, they are still planned for healthy older adults who have little to no health problems. There are no in-neighborhood health services provided.

• 55+ Communities

There are age-restricted communities all over the country which is great news for seniors looking to relocate. Most communities are situated in places with a temperate climate and also happen to be close to various medical facilities. These neighborhoods allow residents that are 55 and couples with a least one qualifying spouse to reside within the community. The cost of living is lower and the residents all share common goals. There are no medical services inside of the community, but there are often fitness centers, dining options, and community centers where residents can socialize. Like other retirement communities, there are structured events and other perks available that are community specific.

• 62+ Communities

Older adults interested in moving into a community with like-minded people their own age will enjoy age-restricted communities. 62+ senior living communities in Florida have housing options that are built to be senior-friendly and are small enough for seniors to manage on their own. There are a lot of other advantages to living in a 62+ community in Florida. One of the biggest draws is the lower property taxes. Since school funding and after-school activities don’t exist in these areas, it lowers the taxes for all the residents. Though the community offers easy access to medical centers and other senior services, medical care is not typically provided within the community specifically. Seniors will benefit from being surrounded by neighbors their own age and living within a community that supports the retirement process.

Continuing Care Retirement Communities in Florida

Living in a CCRC in Florida is an excellent option for active seniors who want to spend their golden years in one community. This type of senior living community allows older adults to move while they are healthy and age in place while maintaining community relationships. Not only will you remain within the community, but it will also be easier to maintain friendships throughout the golden years. Seniors are able to gain access to the full gamut of services starting out as active adults and ending with hospice care. Depending on the community Florida seniors may need to also pay an entrance fee when they first move into the CCRC community.

Florida CCRC communities offer independent living, guided living, assisted living services, dementia and Alzheimer's care, and even skilled nursing care all within the same community. The rates and care system will vary from one community to the next. Some offer a single rate for life care while others charge based on the services provided. Seniors are able to enjoy their years and an independent adult. There are fitness centers, dining options, structured social activities, and more within the community. As residents’ age or their care needs change, they will have the option to transfer to another building within the community for additional care. Skilled nursing, memory care, and even assisted living are generally options provided in a CCRC community.

Luxury Senior Living Communities in Florida

Are you the type of person who likes to enjoy everything that life has to offer? If so, then a luxury senior living community will be an ideal fit. Posh senior living communities are a great way for Florida seniors to live their retirement in the luxury environment they are used to. Upscale senior living communities offer a wealth of wellness, comfort, and enrichment opportunities for seniors to enjoy. From fine dining options, salons, and resort-style events to planned social activities, concierge medical care, and more. The homes are top-of-the-line and the services are 5-star, all of which combine to make retirement truly golden. These communities offer memory care, skilled nursing, and even assisted living care options for most residents. There are a lot of activities and services that residents will be able to enjoy that are not found in traditional retirement communities. There is a high focus on living well and living a life of leisure which many upscale seniors will enjoy.

Residential Care Senior Living Communities in Florida

Seniors who are in need of a bit of extra help but are not ready for assisted living can join a residential care senior living community. These Florida communities are ideal for active older adults who are largely independent but may need a helping hand on occasion. Assistance with certain daily activities, medication distribution, and even transportation is provided in these community types. While no medical care is provided inside these communities, transportation is available for seniors who need support. There are social activities, health & fitness centers, and even dining options as well to make retirement living a bit easier.

When To Consider Moving to a Senior Living Retirement Community

Picking out a senior living community is only part of a long-term retirement plan. Seniors will also need to think about when they should relocate. There are a few different things to consider that can help make the process easier. There is no clear-cut, or even right or wrong answer to this highly personal decision. With Florida seniors working well into their 60s and living longer than ever, knowing when to move can be rather murky. Most seniors will relocate to a senior living communities between the ages of 75 and 84, though it’s not uncommon for it to happen earlier.

Mature adults who no longer have dependents in the home and want to reduce their workload may start to think about moving to a retirement community. Seniors who live in busy neighborhoods with young families may feel out of place once they retire. This is a good time to consider a senior living community. Florida seniors who feel like they can benefit from living near like-minded adults or those that need a bit more help should also consider senior living communities. Regardless of your surroundings, it is important to think about what you want and make decisions that will allow you to the most out of your golden years.

Popular Senior Living Communities in Florida

  1. Seniors looking to settle in a community in Florida without having to worry about maintaining a large house will enjoy Fellowship Home At The Fairway. This senior living community offers spacious apartment-style residences that are filled with luxury amenities.
  2. For active adults looking to rent inside of a retirement community rather than purchase a home, Fair Havens Village offers a range of affordable options.
  3. Those who are looking for more comprehensive care as they age can consider Waters Edge Lake Wales. The community offers continuing care, memory care, independent living, and more on its sprawling grounds.

Common Questions About Senior Living Communities in Florida

1. What types of senior living options are available in Florida?

Florida offers a wide range of senior living options, including independent living, assisted living, memory care, and nursing homes. Cities like Miami, Orlando, and Tampa have numerous choices for seniors.

2. How do I choose the right senior living community in Florida?

When choosing a senior living community in Florida, consider factors such as location, amenities, healthcare services, budget, and activities offered. Research communities in cities like Jacksonville, Fort Lauderdale, and St. Petersburg.

3. What are the average costs of senior living in Florida?

The average costs of senior living in Florida vary based on the type of community and location. In cities like Naples, Sarasota, and Boca Raton, costs might be higher due to them being very desirable retirement destinations.

4. What amenities are commonly offered in Florida senior living communities?

Florida senior living communities often offer amenities like swimming pools, fitness centers, dining options, social activities, and transportation services. Communities in cities like Clearwater, Miami Beach, and Sarasota may have additional beachfront or waterfront amenities.

5. Is Florida tax-friendly for retirees?

Florida is known for being tax-friendly for retirees. The state has no income tax, and property tax benefits for seniors are available. Cities like Tampa, Fort Myers, and West Palm Beach are popular among retirees due to these tax advantages.

6. What healthcare facilities are accessible to seniors in Florida?

Florida boasts a robust healthcare network for seniors, with renowned hospitals and medical centers in cities like Jacksonville, Miami, and Orlando. Additionally, there are specialized geriatric care services available for elderly residents.

7. Are there senior living options with beachfront views in Florida?

Absolutely, Florida offers senior living communities with stunning beachfront views. Cities such as Naples, Daytona Beach, and Key West have retirement communities that provide residents with picturesque coastal scenes and a relaxed beach lifestyle.

8. How can I stay socially active in a Florida senior living community?

Florida senior living communities offer a variety of social activities, including group outings, arts and crafts, fitness classes, and local community events. Cities like Sarasota, Miami, and Fort Lauderdale provide opportunities for seniors to engage and connect with others.

9. Are pets allowed in senior living communities in Florida?

Many senior living communities in Florida are pet-friendly, recognizing the positive impact of pets on residents' well-being. Cities such as Tampa, St. Augustine, and Gainesville have options that accommodate seniors and their beloved pets.

10. What transportation services are available for seniors in Florida?

Florida senior living communities often provide transportation services for residents to access medical appointments, shopping centers, and local attractions. Cities like Orlando, Miami, and Tampa have well-connected transportation networks for seniors.

11. What cultural and recreational activities can seniors enjoy in Florida?

Florida offers a rich array of cultural and recreational activities for seniors. Cities like Sarasota, Boca Raton, and Miami host theaters, art galleries, museums, and outdoor spaces for seniors to indulge in their interests and hobbies.

12. Are there senior living communities with golfing amenities in Florida?

Absolutely, Florida's reputation as a golf destination extends to its senior living communities. Cities like Palm Beach, Naples, and Orlando offer retirement communities with access to golf courses, allowing golf enthusiasts to enjoy their favorite sport.

13. What is the climate like in Florida for seniors?

Florida's climate is ideal for seniors seeking warmer weather. Cities such as Fort Myers, Sarasota, and Miami have a subtropical climate, offering mild winters and ample sunshine, making it a comfortable choice for retirees.

14. How do senior living communities in Florida ensure safety and security?

Senior living communities in Florida prioritize safety and security. They often have gated entrances, security personnel, emergency response systems, and trained staff. Cities like Jacksonville, Tampa, and Orlando have communities that focus on resident safety.

15. Can I find senior living options with water activities in Florida?

Absolutely, Florida's abundant water resources offer opportunities for seniors to engage in water activities. Cities like Clearwater, Naples, and Key Largo have senior living communities with access to boating, fishing, and other water-based pastimes.

16. Are there religious or spiritual services available for seniors in Florida?

Many senior living communities in Florida offer religious or spiritual services to accommodate diverse beliefs. Cities like Miami, Tampa, and Jacksonville have communities with chapels, meditation spaces, and activities that cater to residents' spiritual needs.

17. How is the dining experience in senior living communities in Florida?

Florida senior living communities prioritize dining experiences, offering diverse menus and accommodating dietary needs. Cities like Fort Lauderdale, Naples, and Boca Raton have communities with restaurants and dining areas that provide residents with flavorful meals.

18. What support services are available for seniors with memory-related conditions?

Senior living communities in Florida offer memory care services for those with conditions like Alzheimer's or dementia. Cities like Tallahassee, Orlando, and Miami have communities with specialized programs and environments to support residents with memory-related challenges.

19. Can I downsize and find smaller living options in Florida?

Florida has a variety of senior living options, including smaller living spaces for downsizing. Cities like Coral Gables, Sarasota, and Delray Beach offer communities with cozy apartments or cottages for seniors looking to simplify their lifestyles.

20. What is the process of transitioning to a Florida senior living community?

Transitioning to a Florida senior living community involves steps like researching options, visiting communities, understanding costs, and assessing needs. Cities like Boca Raton, Tampa, and Naples have resources to guide seniors and their families through the transition process.

Florida Senior Living provides comprehensive resources on various senior living options, including: assisted living facilities, senior living communities, nursing homes, independent living communities, continuing care retirement communities (CCRC) and all other long term senior care options, including memory care such as Alzheimer's or Dementia.

Additional senior living options in Florida:

Assisted Living in Florida Nursing Homes in Florida Dementia Care in Florida

Find Senior Living
Near You

Enter Your Location Below:

Thank you. We will be in touch soon to provide you all the information.

Are you also interested in learning about long-term care insurance and how it can cover all senior living costs?

Yes, I'd love to learn more No, I will pay all senior living costs myself

Thank you. A licensed insurance broker will call you soon to discuss how long-term care insurance can help you pay for senior living.