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The state of Illinois is a beautiful state with plenty of activities for retirees and people of any age. From the large city of Chicago to the rural communities in this state, there truly is something for everyone of all ages. Should Illinois be the state where you find your perfect senior living community?

Costs of Assisted Living in Illinois

Illinois Senior LivingAssisted Living Care services in the state of Illinois are almost $4,000 per month, (over $45,000 a year.) This expense may increase depending on the services required, the clients they cater to (those with dementia or those in specialized dementia units will likely be more expensive) as well as the location of the facility. Facilities closer to Chicago are more expensive than those in the rural areas of Illinois such as Carbondale, Peoria and Decatur.

Assisted Living prices in Illinois are higher than the national average of $3,293 per month, which makes sense, as Illinois is a state with a higher cost of living than the national average. However, this is still much lower than the price of an Illinois nursing home, where semi-private rooms cost $67,000 annually, and a private room is approximately $75,000 annually.

The average cost for Adult Day Health Care in Illinois is $1,550 per month which averages around $19,000 per year. A Home Health Aide is also an option for Illinois seniors, but at the cost of over $4,100 per month. The Home Health Aide is more expensive than an Assisted Living Facility and, unlike Assisted Living where there is 24-hour care available, the cost for the Home Health Aide is based on a 44-hour week. To adequately cover 24 hours a day, seven days a week you would need 3.8 Home Health Aides which would be more than the cost of a nursing facility. It is estimated that by the year 2030, Assisted Living in Illinois will cost almost $70,500 per year – an increase of over $24,000.

Assisted living costs in Illinois are varied from city to city, and on average are as follows:

  • Carbondale, IL - $3,209 per month. By far the cheapest Illinois city for assisted living, Carbondale's assisted living costs are $800/month lower than Illinois average and more than $1800/month lower than the most expensive Illinois city for assisted living - Bloomington.
  • Peoria, IL - $3,585 per month
  • Decatur, IL - $3,596 per month
  • Champaign, IL - $3,625 per month
  • Danville, IL - $3,805 per month
  • Rockford, IL - $3,821 per month
  • Kankakee, IL - $4,019 per month
  • Chicago, IL - $4,350 per month
  • Springfield, IL - $4,763 per month
  • Bloomington, IL - $5,050 per month

Eligibility requirements for Assisted Living Facilities in Illinois

Assisted Living Facilities (ALFs) as well as “Shared Housing Establishments” (SHEs) which are called group homes in some states are for individuals who are no longer capable or living on their own but are not ready for the care that comes with a full-time nursing facility. Those who live in Assisted Living Facilities are provided services which include meals, housekeeping, laundry, and activities of daily living (ADLs).

Those who are eligible for care in an Assisted Living Facility are people who need some assistance with activities of daily living (ADLs) which can include dressing, toileting, eating, transferring from a bed to a chair or vice-versa. There are residency requirements for ALFs which include: the facility must be able to provide services that are appropriate for you (it would be immoral and illegal to accept someone into an Assisted Living Facility when they truly need 24-hour medical care that is typically provided by a long-term care facility); and the needs of the client must be the type for which the facility is licensed; and the facility must have sufficient staff with appropriate skills and training to provide these services.

Are there circumstances where you may be either excluded from, or your residency terminated from an assisted living facility in Illinois? The simple answer is yes, under circumstances like the following:

  • Posing a serious threat to yourself or other people;
  • Unable to communicate your needs and do not have someone familiar to you within the facility who can direct the services provided to you;
  • If you need help with an ADL from more than one paid caregiver;
  • You need total assistance with two or more ADLs – meaning that the staff or other individual performs the entire activity without participation or aid from you;
  • If you need more than minimal help to move to a safe area of the building, then it is not safe for you to be in that type of facility. This includes responding to and following staff instructions if necessary;
  • If you have a serious mental illness where you are disabled substantially in self-maintenance, activities of community living, and social functioning or interaction and this mental disability is expected to be present for at least one year or longer. This also includes those with Alzheimer’s and other forms of dementia;
  • If you need treatment for a condition that cannot be done by yourself or by a qualified “licensed health care professional.” These treatments include, but are not limited to, IV therapy, IV feedings, sterile irrigation, catheter replacement, and insulin injections;
  • If you need treatment for a stage 3 or stage 4 decubitus ulcer or exfoliative dermatitis (you can do your own research on what these are, but trust us that they are not pretty and not a condition that you want yourself or a loved one to have); and
  • Your condition requires five or more skilled nursing visits per week, unless you are receiving these visits for temporary rehabilitation.

Who pays for Assisted Living Care in Illinois?

Most Illinois Assisted Living care costs in Illinois must be covered privately by either the Illinois seniors or their loved ones. Medicaid is the only program that will help pay for assisted living services, and you must first qualify for Medicaid in Illinois.

First, let’s discuss the senior program known as Comprehensive Care in Residential Settings, which is a prototype for affordable assisted living services in Illinois. Currently, only a small number of facilities are participating in this program, which combines affordable rent with state-care services. Eligibility requirements for this program include:

  • Illinois senior 60 years of age or older;
  • Less than $17,500 in liquid assets;
  • A score of at least 29 on the Illinois functional assessment.
  • Apply for Medicaid.

Senior services that are included with this program include: three meals per day, housekeeping, 24-hour security, Emergency Response System, and Laundry Service. However, currently only seven assisted living facilities are participating and they are in the cities of Murphysboro, Ullin, Herrin, Deerfield, Marion, Olney, and Rockford.

Waiver Programs available for seniors in Illinois:

  • Home and Community Based Services Waiver Programs – allows seniors to remain in their homes or live in a community setting. Illinois has nine different HCBS waivers, each designed for those with similar needs but offers a different set of services. We will discuss some in detail in this article, but will name them all and provide links should you have more questions.

What are the eligibility requirements for an HCBS Waiver?

  • Must be a U.S. citizen or a legal alien and be a resident of the state of Illinois;
  • Must meet the Medicaid financial criteria which can be different for each waiver;
  • Must need an institutional level of care, which again can be different for each waiver;
  • The services provided to the senior must be equal to or less than the cost of institutionalized care; and
  • Depending on the waiver program, the senior must meet the specific eligibility requirements for that waiver.

9 HBCS Waiver Programs in Illinois include:

  • Children and Young Adults with Developmental Disabilities – Support Waiver;
  • Children and Young Adults with Developmental Disabilities – Residential Waiver;
  • Persons that are Technology Dependent/Medically Fragile – this is for people under the age of 18;
  • Persons with Disabilities;
  • Persons with Brain Injury (BI);
  • Adults with Developmental Disabilities – for those 18 and older who are at risk of being placed in an Intermediate Care Facility for those with Developmental Disabilities. To be eligible you must: be a US citizen or a legal alien, be a resident of Illinois, be age 18 or older, assessed as eligible for institutional care for those with developmental disabilities, enrolled in Medicaid (those who are between 0-18 qualify with family income levels up to 142 of the Federal Poverty Level). This also includes those who are enrolled through the Health Benefits for Workers with Disabilities (HBWD) program, and not in need of 24-hour nursing care;
  • Persons who are Elderly – for those Illinois seniors 60 or older and who risk institutionalization. Eligibility requirements include: US citizen or legal alien, Illinois resident, 60 or older, Medicaid eligible, have completed a Determination of Need assessment and be at risk of nursing home placement as a result of the assessment; can be safely maintained in the home or in a community-based setting, and the cost to the state would be less than the cost of institutionalized care;
  • Persons with HIV or AIDS – for those of any age who are diagnosed with HIV or AIDS and are at risk of institutionalization in a nursing facility. Eligibility criteria include: must be a US citizen or legal alien, resident of the state of Illinois, eligible for Medicaid or enrolled in the Health Benefits for Workers with Disabilities (HWBD) program; medical diagnosis of HIV or AIDS that includes severe limitations and is expected to last for 12 months or for the rest of their life; completed a Determination of Need (DON) assessment and be at risk of nursing home placement; can be safely maintained in their home or community-based setting with the services provided during the care plan, and the cost to the state for the person to remain in the home or community is less than the cost of institutionalized care; and
  • Supportive Living Facilities – for either those between the ages of 22-64 with a physical disability or elderly Illinois residents over 65. To be eligible, you must meet the following requirements: a) U.S. citizen or legal alien; b) Illinois Resident; c) after screening by a designated screening agency, the person must be in need of nursing level care and the Supportive Living Program is appropriate to meet the needs of that individual; d) no diagnosis of developmental disability or severe and persistent mental illness; e) not be on any of the required sex offender websites; f) documentation of no active tuberculosis (TB); g) not participating in other HCBS waiver programs; h) and an income that is greater or equal to the current maximum allowable amount of Supplemental Security Income (SSI), while contributing all but $90/month toward room, board, and services.

Assisted living services and amenities in Illinois

Assisted living facilities in Illinois provide a comprehensive range of services and amenities designed to meet the physical, emotional, and social needs of residents. These facilities offer a supportive environment for individuals who require assistance with daily activities but do not need the intensive care of a nursing home. Below is an overview of common services and amenities offered in assisted living facilities across the state.

1. Personal Care and Support Services

  • Assistance with Activities of Daily Living (ADLs): Staff members help residents with daily activities such as bathing, dressing, grooming, toileting, and mobility.
  • Medication Management: Professional staff provide assistance with managing and administering medications, ensuring residents take the correct dosages at the right times.
  • 24-Hour Staffing and Emergency Support: Facilities offer around-the-clock care, ensuring that residents have access to help in case of emergencies or personal needs at any time.
  • Health Monitoring: Regular health checkups and monitoring of chronic conditions are provided, with assistance for managing specific health concerns like diabetes, hypertension, or dementia.

2. Meal Services

  • Nutritious Meal Plans: Illinois assisted living facilities offer well-balanced, nutritionally sound meals prepared by on-site chefs or kitchen staff. Menus often include options to accommodate specific dietary restrictions, such as low-sodium, diabetic, gluten-free, or vegetarian diets.
  • Dining Areas: Many facilities have communal dining rooms where residents can enjoy meals in a social setting, promoting interaction and engagement among residents.
  • Snack Bars and Cafés: In addition to main meals, some facilities offer snack stations, coffee bars, or informal cafés for residents who prefer light snacks or drinks throughout the day.

3. Social and Recreational Activities

  • Exercise and Fitness Programs: Many facilities offer daily fitness classes, walking groups, or specialized programs such as yoga, tai chi, or strength training to promote physical wellness.
  • Social and Cultural Activities: Assisted living communities often organize social events such as movie nights, arts and crafts, musical performances, holiday celebrations, and community outings. These activities are designed to keep residents mentally engaged and socially connected.
  • Group Classes and Hobbies: Facilities may offer a variety of group activities, from book clubs and cooking classes to gardening and educational seminars, helping residents continue to pursue personal interests and passions.

4. Transportation Services

  • Scheduled Transportation: Many assisted living communities in Illinois provide scheduled transportation for residents to go to medical appointments, shopping centers, religious services, or recreational activities. This service is essential for residents who no longer drive.
  • Personalized Transportation Assistance: In some cases, transportation may also be provided for individual trips when needed, such as going to family visits or other personal engagements.

5. Housekeeping and Maintenance

  • Routine Housekeeping: Assisted living facilities typically offer regular housekeeping services, including cleaning, laundry, and maintaining residents' rooms and common areas. This allows residents to focus on their health and well-being without worrying about chores.
  • Maintenance Services: Facilities handle the upkeep of the building, including repairs and maintenance of plumbing, electrical systems, and appliances, ensuring a safe and comfortable living environment.

6. Memory Care (for residents with Alzheimer’s or dementia)

  • Specialized Memory Care Units: Some Illinois facilities provide dedicated memory care units or specialized programs for residents with Alzheimer’s disease or other types of dementia. These areas are designed with extra security and trained staff to ensure the safety and well-being of residents.
  • Cognitive Stimulation Activities: Memory-enhancing activities such as reminiscence therapy, memory games, and sensory activities are designed to engage residents and help maintain cognitive function for as long as possible.

7. Medical and Health Services

  • Access to On-Site Medical Professionals: Many assisted living communities have partnerships with healthcare providers such as physicians, nurse practitioners, and therapists, offering residents convenient access to medical care without leaving the facility.
  • Physical, Occupational, and Speech Therapy: Some facilities provide rehabilitation services like physical therapy, occupational therapy, and speech therapy either on-site or through partnerships with local providers.
  • Palliative and End-of-Life Care: Illinois facilities may also offer palliative care and end-of-life services for residents in need of comfort and dignity during their final stages of life.

8. Safety and Security Features

  • 24-Hour Security and Surveillance: Many facilities are equipped with surveillance cameras and other security measures to ensure the safety of residents. Additionally, some offer emergency alert systems, such as pendant alarms, for residents to call for help if needed.
  • Emergency Preparedness: Facilities have plans in place to deal with natural disasters, medical emergencies, and other unforeseen events, ensuring residents are safe and cared for under all circumstances.

9. Pet-Friendly Policies

  • Pet Allowance: Some assisted living facilities in Illinois allow pets, recognizing the benefits animals bring to residents, such as emotional support and companionship. Pet-friendly policies vary, so it's important for families to check specific guidelines before moving in.

10. Spiritual and Religious Services

  • On-Site Chapels or Religious Services: Many assisted living facilities provide spiritual support through chapels, regular religious services, or visits from local clergy. These services may include group prayer, Bible study, and other religious or spiritual activities.
  • Transportation to Off-Site Worship: For residents who prefer to attend services outside the facility, transportation to local churches, synagogues, or mosques is often available.

In Illinois, assisted living facilities cater to a wide variety of needs, focusing on providing an environment where residents can live as independently as possible while receiving the necessary support and services.

Types of Illinois Assisted Living Communities

In Illinois, assisted living communities are designed to provide various levels of care and services to seniors, helping them maintain their independence while ensuring they receive the necessary support. These communities can vary in size, services, and overall atmosphere. Below are some common types of assisted living communities in Illinois:

1. Traditional Assisted Living Communities

These are the most common type of assisted living facility in Illinois. They offer a range of services tailored to the needs of seniors who may need help with daily activities such as bathing, dressing, grooming, and medication management. In traditional assisted living communities, residents typically live in private or semi-private apartments and have access to communal areas like dining rooms, lounges, and activity centers. Social events, physical therapy, and wellness programs are often available to enhance residents' quality of life.

2. Memory Care Assisted Living

Memory care communities are specialized facilities within assisted living communities designed to care for seniors with Alzheimer's disease, dementia, and other memory-related conditions. These communities feature a more structured environment with additional safety measures such as secure entrances and exits to prevent wandering. Staff members are trained in handling the unique needs of individuals with cognitive impairments, and they provide specialized programs to engage residents and improve their mental well-being.

3. Respite Care Assisted Living

Respite care is short-term care that allows family caregivers to take a break while ensuring their loved ones continue to receive the necessary support. Illinois assisted living communities offering respite care provide temporary stays, which may range from a few days to several weeks. Respite care can be an excellent option for individuals recovering from surgery, illness, or those who simply need temporary assistance with daily living tasks.

4. Continuing Care Retirement Communities (CCRCs)

Continuing Care Retirement Communities in Illinois are large, all-encompassing facilities that offer multiple levels of care, from independent living to assisted living to skilled nursing care. These communities are ideal for individuals who want to age in place without having to move if their care needs increase. CCRCs allow residents to transition from one level of care to another as their needs change, offering peace of mind for both residents and their families. These communities often have a range of amenities, such as fitness centers, libraries, and recreational activities.

5. Independent Living with Supportive Services

Some assisted living communities in Illinois are designed for seniors who are relatively independent but may need minimal assistance with daily tasks. These communities provide supportive services like housekeeping, meal plans, and transportation while offering residents the freedom to maintain a high degree of autonomy. Independent living with supportive services is often a good fit for seniors who want a social, maintenance-free lifestyle but may require occasional help with activities of daily living.

6. Affordable Assisted Living Communities

Illinois offers several affordable or subsidized assisted living options, designed to make senior living accessible to individuals on a fixed income. These communities are typically supported by state or federal programs such as the Low-Income Energy Assistance Program (LIHEAP) or Medicaid, providing financial assistance to those who qualify. The services in these communities may be more basic, but they still ensure that residents receive adequate care and support.

7. Veteran-Specific Assisted Living

Illinois offers specialized assisted living communities for veterans, often in partnership with the U.S. Department of Veterans Affairs. These veteran-specific communities provide tailored services to meet the unique needs of veterans and their spouses. These may include specialized healthcare, access to VA benefits, and social support from fellow veterans. Some facilities also provide a more communal, military-themed atmosphere that appeals to veterans seeking companionship with others who share similar life experiences.

8. Boutique Assisted Living Communities

Boutique assisted living communities in Illinois are smaller, more intimate settings that focus on providing personalized care. These communities are typically designed to create a homier, more comfortable atmosphere, often with fewer residents compared to traditional facilities. Boutique communities might feature upscale amenities, specialized services, and more attention to individual needs. They are often appealing to seniors who prefer a smaller, more private environment but still need support with daily living.

9. Urban vs. Rural Assisted Living Communities

Illinois offers assisted living communities in both urban and rural settings, each with its own set of benefits. Urban assisted living communities, typically located in larger cities like Chicago, provide easy access to a variety of services, entertainment options, and cultural activities. These communities may also be closer to medical centers and healthcare providers. On the other hand, rural assisted living communities in Illinois offer a more tranquil, slower-paced environment, often surrounded by nature, and may offer more affordable living options. Rural communities may lack the same variety of amenities, but they appeal to seniors who value peace and quiet.

10. Faith-Based Assisted Living Communities

Faith-based assisted living communities are designed for seniors who want to live in an environment that reflects their religious beliefs and values. In Illinois, these communities often integrate religious services, prayer groups, and other spiritual activities into daily life. Faith-based communities may be affiliated with a particular denomination or religion, such as Catholic, Jewish, or Christian-based organizations, providing residents with a sense of spiritual comfort and connection to their faith.

11. Luxury Assisted Living Communities

For seniors who seek a higher-end living experience, Illinois also offers luxury assisted living communities. These communities provide upscale services and amenities such as gourmet dining, fitness centers, spas, concierge services, and high-end décor. They may also offer exclusive social activities, transportation, and concierge services. Luxury communities are often located in prestigious areas and appeal to seniors who want a premium lifestyle while receiving the necessary care.

Safety and security measures in Illinois assisted living facilities

Illinois assisted living facilities implement a range of safety and security measures to ensure the well-being of their residents. These measures are designed to address both physical safety and personal security, as well as to meet state regulations that prioritize the protection and care of elderly or vulnerable individuals.

1. Monitoring and Supervision

Most Illinois assisted living facilities have trained staff on-site 24/7 to provide supervision and assistance as needed. This staff includes caregivers, nurses, and administrative personnel who ensure residents' needs are promptly addressed. In addition, many facilities use call systems in each resident's room to allow for immediate assistance when needed. These systems often include wearable emergency buttons, which can alert staff in case of falls or medical emergencies.

2. Secure Entrances and Exits

To prevent residents from wandering off the property or leaving the facility unsupervised, many assisted living facilities use controlled entry and exit points. Secure entry doors are often equipped with keycard access or codes, ensuring that only authorized personnel or visitors can enter. Additionally, facilities may have locked doors leading to outside areas, and some facilities have secure outdoor courtyards to allow residents to enjoy the outdoors safely.

3. Surveillance Systems

Many Illinois assisted living facilities have surveillance cameras installed throughout common areas, such as hallways, dining rooms, and entrances. These cameras help to monitor the safety of residents and staff, deter criminal activity, and ensure that protocols are being followed. The footage from these cameras is typically reviewed by facility managers or security personnel to identify and address any issues promptly.

4. Fall Prevention Programs

Given that falls are a major concern for the elderly, Illinois assisted living facilities often implement fall prevention programs. These programs include routine assessments of residents' mobility and cognitive abilities, as well as environmental modifications like removing tripping hazards, installing grab bars, and ensuring proper lighting. Some facilities also provide residents with personal emergency response systems (PERS) that can detect falls and automatically alert staff.

5. Health and Medical Safety

Facilities are required to have staff who are trained in providing medical care and emergency response. Many assisted living facilities have licensed nurses on-site or on-call to address medical issues, administer medications, and manage chronic conditions. For residents with specific health needs, the facility will develop individualized care plans to ensure proper medication management and health monitoring. Emergency medical protocols are in place for any health crises, and emergency contacts are maintained for all residents.

6. Fire Safety and Emergency Evacuation

Illinois assisted living facilities must comply with state and federal fire safety codes. These regulations require the installation of smoke detectors, fire alarms, sprinkler systems, and fire extinguishers throughout the facility. Additionally, regular fire drills are conducted to ensure that both residents and staff know how to evacuate the building quickly and safely. Some facilities also have specialized evacuation procedures for residents with mobility impairments, ensuring that they can be assisted during an emergency.

7. Resident Rights and Abuse Prevention

Illinois law mandates that assisted living facilities take steps to prevent resident abuse and neglect. This includes thorough background checks for all staff members to identify any criminal history or prior allegations of abuse. Staff are also trained in recognizing and reporting abuse, whether it be physical, emotional, or financial. Facilities are required to have a system in place for reporting and investigating any allegations of abuse or neglect.

8. Visitor Policies and Identification

To ensure that only authorized individuals have access to residents, Illinois assisted living facilities often implement strict visitor policies. Visitors are required to sign in upon arrival and may be asked to show identification. In some cases, visitor access to certain areas is restricted to ensure residents' safety, especially in facilities caring for individuals with dementia or other cognitive impairments.

9. Security Personnel

Some larger facilities may employ dedicated security personnel who monitor the premises around the clock. These individuals may perform routine patrols, manage surveillance systems, and provide immediate response in case of any security threat. In addition to physical security, these staff members also ensure that safety protocols are being followed and act as a deterrent to potential criminal activity.

10. Transportation Safety

For residents who need transportation to medical appointments or other outings, many Illinois assisted living facilities provide specialized vehicles with trained drivers. These vehicles are equipped to handle mobility devices like wheelchairs and are designed to ensure that residents travel safely. Facilities may also have specific guidelines in place to ensure safe transportation to and from external locations.

Moving to Illinois Assisted Living Facilities

Moving to an assisted living facility in Illinois involves several important considerations. Illinois offers a wide range of options for senior living, with facilities that provide varying levels of care, amenities, and services to meet individual needs. Below are the key aspects to consider when moving to an assisted living facility in Illinois.

1. Choosing the Right Location

Illinois is a large state with diverse communities, so selecting the right location is crucial. Cities like Chicago, Peoria, Springfield, and Rockford offer a variety of assisted living options, each catering to different needs, preferences, and budgets. Urban areas tend to offer more amenities and healthcare services, while suburban or rural settings may provide a quieter, more peaceful environment.

The cost of living also varies by location. For example, assisted living in Chicago may be more expensive than in smaller towns due to the higher demand for services. It's important to consider proximity to family and friends as well as healthcare providers when choosing a location.

2. Understanding Costs

The cost of assisted living in Illinois can range from around $3,000 to over $5,000 per month, depending on the facility, location, and level of care needed. The cost typically includes housing, meals, personal care assistance, and some social activities. However, additional services such as medication management, transportation, or specialized care may incur extra fees.

Medicaid, the state's Medicaid program, can help cover the costs of assisted living for eligible individuals. However, it’s important to check the specific qualifications and application process, as the state may have its own eligibility rules. Long-term care insurance is another option to consider for covering some of the costs.

3. Evaluating Facility Services and Amenities

Illinois assisted living facilities vary significantly in the services they provide. While most offer essential services such as help with daily activities (dressing, bathing, eating), meals, and housekeeping, the range of amenities can differ. Some facilities may offer additional services like memory care for individuals with dementia or Alzheimer’s, therapy services, or transportation to medical appointments.

Other amenities could include on-site fitness centers, beauty salons, recreational programs, and community events. It’s important to visit potential facilities, ask about their specific services, and ensure that they align with the individual’s health and lifestyle needs.

4. Licensing and Regulation

Assisted living facilities in Illinois are licensed by the Illinois Department of Public Health (IDPH) and are required to meet specific standards of care. These regulations are designed to ensure the safety and well-being of residents. The facilities must comply with guidelines covering everything from staffing ratios to facility cleanliness and safety.

Before making a decision, you can check a facility’s record for any violations or complaints through the IDPH or by visiting the facility in person. This will help ensure that the facility you choose is reputable and upholds quality care standards.

5. Personalization of Care Plans

Illinois assisted living facilities often offer personalized care plans. These plans are tailored to meet the specific needs of each resident, whether they require assistance with mobility, medication management, or other personal care needs. Before moving in, it is important to assess these care needs and discuss them with the facility staff to ensure they can provide the level of care required.

An assessment of health conditions is typically conducted before moving in, and the facility will work with the individual and their family to develop a care plan that suits them. Regular reviews of the care plan help ensure that the resident’s evolving needs are met.

6. Transportation and Access to Healthcare

Transportation options are an important consideration, especially for those who no longer drive. Many Illinois assisted living facilities offer transportation to medical appointments, shopping centers, and other local destinations. It’s important to inquire about the frequency and availability of these services.

Illinois has a robust healthcare system, and many assisted living facilities are located near major hospitals and healthcare centers. Access to healthcare services, including specialists, rehabilitation, and urgent care, is an important factor to evaluate when choosing a facility. Make sure that the facility can accommodate any specific medical needs, especially if the resident has ongoing healthcare requirements.

7. Legal and Financial Planning

Before making the move, it is also advisable to engage in legal and financial planning. This includes reviewing or updating wills, durable power of attorney, and any other legal documents related to healthcare and financial decisions. Many families find it helpful to consult with an elder law attorney to ensure everything is in order before transitioning to assisted living.

Additionally, it’s important to understand the facility’s contract, which will outline fees, services, and the process for terminating the agreement. Understanding this upfront will prevent confusion or unexpected costs later on.

Assisted living regulations in Illinois

Assisted living facilities in Illinois are governed by the Illinois Department of Public Health (IDPH) and must adhere to a set of specific regulations designed to ensure the safety, health, and well-being of residents. These regulations are outlined primarily in the Illinois Assisted Living and Shared Housing Act and the Illinois Administrative Code, which set forth requirements regarding licensing, staffing, care services, resident rights, and facility operations.

Licensing and Certification

All assisted living facilities in Illinois must be licensed by the IDPH. To obtain and maintain a license, facilities must submit to inspections and meet various requirements related to physical environment standards, care services, staffing levels, and administrative functions. Licensing ensures that the facility adheres to state standards, including the ability to provide appropriate care for residents who may need assistance with activities of daily living (ADLs) such as bathing, dressing, and medication management.

Staffing Requirements

Illinois requires that assisted living facilities have adequate staffing to meet the needs of their residents. Staff members must receive training that aligns with the needs of elderly individuals, particularly those with chronic conditions or disabilities. The regulations set forth staffing ratios based on the size of the facility and the level of care required. Additionally, facilities must employ a full-time administrator, who is responsible for overseeing the day-to-day operations, ensuring compliance with regulations, and providing leadership in resident care.

In terms of care staff, facilities must provide 24-hour supervision and employ staff trained in areas such as basic nursing care, medication administration, and first aid. Staff must be certified or trained in specialized care techniques depending on the needs of the residents, particularly for those with memory impairments or other health concerns that require specific interventions.

Resident Rights

Illinois regulations focus heavily on protecting the rights of residents in assisted living facilities. Residents have the right to:

  • Privacy: Residents are entitled to privacy within their rooms and personal space. They also have the right to maintain personal information confidential.
  • Choice: Residents can make choices regarding their care, including participation in social activities, medical decisions, and room assignments.
  • Dignity and Respect: Residents must be treated with dignity, and any form of abuse, neglect, or exploitation is strictly prohibited.
  • Access to Family and Advocates: Residents have the right to meet with family members, legal representatives, or other advocates without restriction.
  • Freedom from Discrimination: Facilities cannot discriminate against residents based on race, sex, disability, religion, or other protected classes.

The Illinois Administrative Code also specifies procedures for handling grievances and complaints. Assisted living facilities must have a process in place for residents or their families to voice concerns, and these complaints must be addressed promptly and appropriately.

Care Standards and Services

Assisted living facilities must provide a range of services tailored to the needs of each resident. This includes assistance with activities of daily living, access to transportation, meal services, housekeeping, and other personal care services. The regulations require that each resident has an individualized service plan that reflects their unique needs. This plan is updated periodically to ensure that the resident's care needs are being met.

While assisted living facilities are designed to provide non-medical care, they must still adhere to certain health-related regulations. For example, medication management must be conducted by properly trained staff, and certain medical procedures can only be administered under the supervision of a licensed nurse. Facilities are required to coordinate with healthcare providers to manage the health needs of residents and provide emergency services if necessary.

Physical Environment Standards

The regulations specify that assisted living facilities must maintain a clean, safe, and comfortable environment. This includes meeting fire safety codes, having proper lighting, ensuring the facility is accessible to people with disabilities, and maintaining cleanliness in common areas and resident rooms. Additionally, each resident must have a private or semi-private room with sufficient space for mobility aids and personal belongings.

Facilities are also required to have a sufficient number of bathrooms and showers, ensuring accessibility for all residents, including those with mobility impairments. The physical environment must also be designed to encourage social interaction and a sense of community, with common areas where residents can participate in group activities and receive visitors.

Admission and Discharge Policies

Assisted living facilities in Illinois are required to have clear policies on admissions and discharges. To be admitted, residents must meet the facility's criteria, which typically include requiring assistance with at least one activity of daily living but not needing continuous medical care (such as that provided in nursing homes). Admission policies must be documented and include an assessment of each resident's needs to determine whether the facility can provide appropriate care.

Discharge policies are also regulated, ensuring that residents are not unjustly discharged or forced to leave the facility. If a resident needs a higher level of care, such as that provided in a nursing home, the facility must assist with finding an appropriate setting for the resident. The facility must also inform residents and their families of the discharge process and provide adequate notice, typically at least 30 days.

Inspection and Compliance

Assisted living facilities are subject to regular inspections by the IDPH to ensure compliance with state regulations. These inspections cover a wide range of areas, including cleanliness, safety, staff qualifications, and care standards. Facilities must correct any deficiencies identified during an inspection to maintain their license. Additionally, any complaints filed by residents or family members will prompt an investigation by the IDPH to determine if the facility is in violation of state laws.

Financial Considerations

While the regulations focus on care and safety, financial management also plays an essential role in the operation of assisted living facilities. Illinois requires facilities to disclose pricing structures clearly and to have contracts with residents that outline the services provided, fees, and billing practices. These contracts must be transparent to ensure that residents understand what is included in their care package and what additional charges may apply.

Services for a senior living in Illinois

Illinois has an extensive list of services available for older people or those with disabilities. Most of these services available for older people in Illinois are coordinated by the Illinois Department on Aging, which coordinates with other organizations to provide the services that are needed to help Illinois seniors remain in their homes and the communities. There are a total of 13 Illinois Area Agencies on Aging (AAA), which help plan and coordinate services for seniors living in Illinois.

There are Illinois Department of Aging Community Services, which are in place to help Illinois seniors remain living independently in their own homes. These include:

  • Automated Medication Dispenser (AMD) – this is a portable, mechanical system that is programmable to remind the program participant to take their medication. There is a cost for this service between $40-$65;
  • Care Coordination Services – a “care coordinator” is assigned to help Illinois seniors and their caregivers to determine what the senior's needs are and what services are available to meet the needs of that person;
  • Illinois Family Caregiver Support Program – a program which focuses on helping caregivers. One in four households in Illinois provides some sort of care to seniors – either family or friends. A staggering 85% of long-term care services in Illinois are provided by unpaid caregivers. The cost of replacing the unpaid caregivers with paid home care is estimated to cost between $45 to $94 billion annually.
  • Community Care Program – the goal of this program is to keep seniors live in their homes and stay out of nursing facilities, by providing in-home and community-based services. To be eligible, you must receive Medicaid and meet the following criteria:
    • 60-years of age or older;
    • A US citizen or legal alien;
    • An Illinois resident;
    • Have non-exempt assets of $17,500 or less (this does not include a car, home, or personal furnishings); and
    • Have been assessed to be at risk for nursing home placement.

The services that are provided by the Community Care program include Adult Day Service, Emergency Home Response Service, In-Home Service, and Care Coordination Services.

  • Programs which provide Illinois seniors with meals, nutrition, and information on healthy eating include: Child and Adult Care Food Program (CACFP), Senior Farmers' Market Nutrition Program, and the Nutrition Program;
  • Illinois Information and Assistance Program – much like the Care Coordination program, this program helps seniors living in Illinois to see what programs are available and which programs they are eligible for;
  • Other community-based services for Illinois elderly are: Money Management (which helps low-income seniors who have problems managing their budgets, paying bills, dealing with creditors, or handling other financial issues); Senior Community Service Employment Program (helping those over 55 who are entering or re-entering the job market); Senior Health Assistance Program (SHAP); and Senior Transportation Services. The Transportation program helps Illinois seniors to avoid going to nursing homes and to live in independent senior communities.

These programs work due to volunteers in the community.

  • There are also programs available that protect the Rights and Safety of Illinois seniors, including:
    • Long-Term Care Ombudsman;
    • Elder Rights and Advocacy;
    • Elderly Legal Assistance;
    • Adult Protective Services – abuse is not limited to physical abuse. It can also be neglect or financial abuse. If you suspect that someone is being neglected or abused – physically, emotionally, or financially then please call immediately. You do not have to give your name, and you may save someone’s life;
    • Looking out for Fraud; and
    • Illinois Senior Helpline – M-F 8:30-5:00 CST. 1-800-252-8966.

Why Should Seniors Live in Illinois?

The cost of living in Illinois is about average when compared to the rest of the nation, which is something to consider when you are relocating. If you are looking for senior housing in Illinois, you should know that the median cost of senior housing in the state is lower than the rest of the nation.

Here are some things to consider when choosing if senior living in Illinois is right for you:

  • Weather – Lake Michigan has a tremendous effect on the climate in Illinois. The lake helps produce moderate temperatures – cooler in the summer and warmer in the winter. However, the proximity to the lake can lead to lake-effect snow, and there are low-lying areas in Illinois which are prone to flooding, which is the most damaging weather hazard that Illinois faces. Flooding has cost the state $257 million annually for over 30 years;
  • Taxes – Illinois is tax friendly for seniors and retirees. Not only is Social Security income not taxed, but the state does not tax 401(k)s, IRAs or traditional IRAs which have been converted to Roth IRAs. Furthermore, self-employment retirement plans, state and local government deferred compensation plans, military plans, and retirement plans made to retired partners are not taxed;
  • Home prices – While the average cost of a home in the United States is $170,000, the price in Illinois is $147,900 – although houses in Illinois are, on average, nine years older than homes across the country;
  • Cost of Living – Surprisingly, the cost of living is 4.4% less than the national average. The cost of everyday activities – clothing, entertainment, etc. is lower than the average, with only transportation being higher;
  • History and Culture – there are many historical places in Illinois to visit and explore. According to TripAdvisor.com, some of the popular attractions for seniors and others in Illinois are:
    • Art Institute of Chicago – the only museum in the world to be top-ranked by Trip-Advisor four years in a row. It has the greatest Impressionist collection outside of Paris, as well as galleries devoted specifically to the art of ancient Greece, Japan, Africa, and the Americas.
    • Millennium Park – known for its collection of architecture, landscape design, and art, Millennium Park also offers numerous cultural programs such as concerts, tours, exhibitions, and family activities. It even has a Ferris Wheel;
    • Cloud Gate – a public sculpture located in the AT&T Plaza at Millennium Park. The sculpture is nicknamed “The Bean” and is made from 168 stainless steel plates with no visible seams;
    • Abraham Lincoln Presidential Museum and Library – located in Springfield, Illinois. It follows the life of our 16th president from an Indiana cabin to the White House and shows the highs and lows of his family and the nation;
    • The Magnificent Mile – see why this 13-block stretch of North Michigan Avenue is one of the greatest streets in the world and one of the top ten hospitality, dining, and retail destinations in the world. With 460 stores, 275 restaurants, 60 hotels there is sure to be something for every Illinois senior to do in this unique location;
    • The Field Museum – a museum of natural history, the Field’s “Live over Time” now is home to “Sue,” the largest and most complete Tyrannosaurus Rex ever found - perfect destination for the Illinois elderly residents;
    • The Flamingo Statue – a 53-foot tall steel structure located in the Federal Plaza in front of the Federal Building. It is 50 tons of steel in the shape of a Flamingo; and
    • Willis Tower – formerly known as Sears Tower, this 110-story building is the tallest building in the Western Hemisphere. The Ledge at Skydeck is 1,353 feet in the area, and you can even stand on one of the glass balconies that extend 4.3 feet outside the building. You can also enjoy Breakfast or Dinner on the Skydeck.

Weather in Illinois

Due to the size of Illinois – nearly 400 miles between the northernmost and southernmost extremes – the climate varies throughout the state. Seniors in most cities in Illinois will experience summers that are both humid and hot, and winters that are quite cold. The southern part of the state has warmer winters than the north. The average precipitation can vary from over 48 inches at the southern tip to approximately 35 inches in the north. Snowfall amounts vary as well - the Chicago area gets over 38 inches per year, and the southern part gets under 14 inches.

Chicago has 84 sunny days per year and 105 partly sunny days, whereas Springfield, in the southern part of the state, has 104 sunny days and 94 partly sunny days. However, Illinois also has bad weather as well, and the state averages 51 days of thunderstorms annually and 35 tornadoes occurring per year. As Chicago is on the border of Lake Michigan, it is possible for lake-effect snow to affect the weather in the Chicago area and deposit large amounts of snow on this area.

Illinois Demographics

The 5th most populated state in America, with an estimated 12.86 million people according to the latest Census, Illinois is the 25th largest state - with an area of 57,614 square miles. Illinois ranks 12th in population density with 232 people per square mile. The percentage of seniors living in Illinois has increased from 12.5% in 2010 to 14.2% in the last Census. Illinois ranks as the 40th highest state with senior citizens. Illinois is generally separated into three distinct parts: Northern Illinois is referred to as “Chicagoland” and includes the city of Chicago, the suburbs of Chicago, and the area where the Chicago metropolis is expanding. While “Chicagoland” is only 8% of the land area in Illinois, almost 65% of Illinois seniors and other residents live there. The population of the Chicago Metro Area is over 9.8 million. It is also well known for the various ethnic groups that call Chicago home.

The midsection of Illinois, called Central Illinois, is mostly a rural area filled with prairies and is called the Heart of Illinois. Cities here include Peoria, Springfield (the state capital), Quincy, Decatur, Bloomington-Normal, and Champaign-Urbana.

The third and last part, is Southern Illinois, an area south of U.S. Route 50 and near the intersection of the Ohio and the Mississippi River.

The city of Chicago, in Cook County, is the largest city in the state and the 3rd most populated city in the nation. There are seven other cities for seniors to choose from within Illinois that have populations of over 100,000 based on the last Census. These include:

  • Aurora, Illinois – in Kane County – has a population of just over 200,000;
  • Rockford, Illinois – in Winnebago County – a population of approximately 148,000;
  • Joliet, Illinois – in Will County – a population of approximately 144,500;
  • Naperville, Illinois – DuPage County – population around 145,000;
  • Springfield, Illinois, the capital – Sangamon County – population around 117,000;
  • Peoria, Illinois – Peoria County – approximate population of 115,000;
  • Elgin, Illinois – Kane County – population around 112,000;
  • Waukegan, Illinois – Lake County – approximate population of 89,000; and
  • Champaign, Illinois – Champaign County – population around 87,000.

The top three religious majorities in Illinois recently have been: Roman Catholics, who are heavily concentrated around Chicago and make up 30% of the population - approximately 3.65 million; United Methodist Church with around 314,500; and the Southern Baptist Convention with 283,500 members. Illinois also has the largest concentration of Missouri Synod Lutherans in the nation. Furthermore, Illinois has the largest concentration of Muslims of any other state with 2,800 Muslims for every 100,000 citizens.

English is the primary language in Illinois, with nearly 80% of the population speaking it natively. The others speak it fluently as a second language. Almost 12% of the population speak Spanish at home, and there are many Polish speakers in the Chicago Metropolitan Area as well.

According to last census, the racial composition of Illinois is approximately: 71% White (63.7% non-Hispanic white and 7.8% White-Hispanic); 14.5% Black; 0.3% Asian; 4.6% Asian-American, and 2.3% Multiracial American.

Taxes in Illinois

Illinois taxes seniors and everyone else 3.75% on their income tax; however, it makes up for this with the higher-than-average sales tax (11th highest in the country) and the 2nd highest property taxes.

Tax credits in Illinois include: the Illinois Property Tax Credit which is the equivalent of 5% of your Illinois property tax paid on a principal residence; the Earned Income Tax Credit which is equal to 5% of the federal credit of the same name, and the Education Expense Credit, which give a credit to parents who spent over $250 on eligible K-12 education expenses.

The state of Illinois has a statewide sales tax that is based on three different levels, depending on what you are purchasing. Qualifying food, drugs, and medical appliances, things that must be registered (like cars) and general merchandise are all taxed by different amounts. It’s rather confusing, yet oddly interesting and somewhat entertaining.

Grocery and medicine are taxed at a rate of 1% of the purchase price by the state, however local taxes can add another 1.25% on top of that. Some “food” does not count as a “qualifying food”, such as candy and soda, which are taxed at the rate of general merchandise of 6.25%, although local areas may add additional taxes between 1% - 3.5% on top of that. If candy contains flour, then it not classified as candy for tax purposes. Lollipops and Gummy Bears are taxed at the higher rate used for general merchandise, but any candy with flour in it is taxed as a qualifying food. For example, in Chicago, the highest sales tax rate is 9.25% and, the town of Cicero has the highest tax rate in the state at 9.75%.

Property taxes are high, with Illinois having the second-highest property tax rate in the country at 2.13%. That's a very heavy burden on Illinois seniors living in their own houses. There are multiple government authorities with the power to levy taxes – almost 8,500 – which is more than in any other state. Illinois also has an estate tax for estates worth less than $4 million.

The purchasing power in Illinois is a bit higher than the average in the nation. For example, what would cost you $99.30 in Illinois is what you would expect to spend $100 on in another state. The cost of living is lower in Illinois overall than it is in other states in every category except for utilities and. Groceries, housing, and miscellaneous items are all below the national average.

Some places to consider for Illinois Senior living:

  • Galena, Illinois – this is a gorgeous, small town that is perfect for retirees. There are plenty of outdoor activities for you to enjoy the natural beauty that this town has to offer. There are beautiful homes, in both the French Colonial and Victorian Styles;
  • Peoria, Illinois – located on the Illinois River with a population of close to 400,000, yet this town somehow keeps its intimate rural feel. There are local colleges which provide free cultural and educational opportunities as well for seniors participating in continuing education;
  • Bollingbrook, Illinois – close to Chicago, with shopping opportunities and property values that are still appreciating. Seniors who love golfing will enjoy spending time at the Clubhouse, and there are plenty of free activities such as concerts and picnics;
  • Champaign-Urbana, Illinois – although it is a college town, seniors who live here find that outside of downtown it is quite peaceful. If you are a senior who loves to constantly learn something new, the nearby college allows you to attend free lectures and other university-sponsored events; however, you can return to the quiet tranquility of your home away from the college life;
  • Morris, Illinois – a town with a strong community feel and friendly people that provides activities for seniors and every other age group. The town offers transportation for seniors, and the cost of living is lower than one would expect.

Common Questions About Assisted Living in Illinois

1. What is assisted living?

Assisted living is a residential option for seniors who need some help with daily activities but still want to maintain their independence. In Illinois, this type of housing provides personalized care and support, often including assistance with medication management, meal preparation, and personal care tasks.

2. How much does assisted living cost in Illinois?

The cost of assisted living in Illinois varies based on location, services provided, and amenities offered. On average, the cost can range from $3,000 to $6,000 per month. Cities like Chicago, Naperville, and Springfield may have higher costs due to their urban settings and amenities.

3. What services are typically offered in Illinois assisted living communities?

Assisted living communities in Illinois offer a range of services, including assistance with daily tasks like bathing, dressing, and grooming. They also provide housekeeping, transportation, social activities, and medication management. Some communities might have specialized memory care programs for individuals with dementia.

4. Are there different types of assisted living facilities in Illinois?

Yes, Illinois offers various types of assisted living facilities to cater to different needs. These can include traditional assisted living residences, memory care communities for individuals with Alzheimer's or dementia, and continuing care retirement communities that provide a range of care levels within one campus.

5. How do I choose the right assisted living community in Illinois?

Choosing the right assisted living community in Illinois involves considering factors such as location, cost, services offered, staff-to-resident ratio, amenities, and the community's reputation. It's important to visit multiple communities, ask questions, and assess whether they can meet your loved one's specific needs and preferences.

6. Are there financial assistance options for assisted living in Illinois?

Yes, Illinois offers financial assistance programs such as the Medicaid Supportive Living Program, which can help eligible seniors cover the costs of assisted living. Additionally, veterans may qualify for benefits through the Aid and Attendance program. It's important to research and understand the eligibility criteria for these programs.

7. What are some popular assisted living communities in Illinois?

Chicago offers a variety of well-known assisted living communities in Illinois such as "Lakefront Residences" located near Lake Michigan, "The Clare" in the Gold Coast neighborhood, and "Brookdale Lake View" with its city views. These communities provide diverse amenities, access to cultural attractions, and personalized care options.

8. What should I look for in an assisted living community in Naperville?

When choosing an assisted living community in Naperville, consider factors like proximity to medical facilities, recreational opportunities, safety features, and transportation options. Communities such as "Spring Meadows Naperville" and "HarborChase of Naperville" offer these amenities and aim to provide a high quality of life for residents.

9. What is the cost comparison between assisted living in Chicago and Springfield?

Assisted living costs in Chicago are generally higher than in Springfield due to the urban setting and increased amenities. The average monthly cost in Chicago may range from $4,000 to $7,000, while in Springfield, it could range from $3,000 to $5,000. However, costs can vary based on specific facilities and their offerings.

10. What recreational activities are commonly offered in Illinois assisted living communities?

Illinois assisted living communities often offer a range of recreational activities to keep residents engaged and active. These activities can include art classes, fitness programs, gardening clubs, group outings to local attractions like museums and theaters, and even social events that celebrate Illinois's cultural heritage.

11. How does the climate in Illinois impact senior living?

Cities and Counties With Assisted Living Facilities in Illinois

Don't see your city/town/village on the list? Please use our search bar at the top of the page to search through 483 senior living options from 334 cities, towns and villages in Illinois. Simply enter your city name or zip code.

SeniorGuidance.org provides comprehensive resources on various senior living options, including: assisted living facilities, senior living communities, nursing homes, independent living communities, continuing care retirement communities (CCRC) and all other long term senior care options, including memory care such as Alzheimer's or Dementia.

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